🎯

mercury

🎯Skill

from vm0-ai/vm0-skills

What it does

Manages business bank accounts and financial operations through Mercury's API, enabling transaction tracking, transfers, and account insights.

📦

Part of

vm0-ai/vm0-skills(138 items)

mercury

Installation

Add MarketplaceAdd marketplace to Claude Code

/plugin marketplace add vm0-ai/vm0-skills

Install PluginInstall plugin from marketplace

/plugin install notion@vm0-skills

Install PluginInstall plugin from marketplace

/plugin install slack-webhook@vm0-skills

git cloneClone repository

git clone https://github.com/vm0-ai/vm0-skills.git

📖 Extracted from docs: vm0-ai/vm0-skills

Need more details? View full documentation on GitHub →

10Installs

AddedFeb 4, 2026

View on GitHub Back to Skills

Skill Details

SKILL.md

Mercury Banking API via curl. Use this skill to manage bank accounts, transactions, transfers, and financial operations.

Overview

# Mercury Banking API

Manage business bank accounts, transactions, transfers, and financial operations via Mercury's REST API.

> Official docs: https://docs.mercury.com/reference/getaccount

---

When to Use

Use this skill when you need to:

View account balances and details
List and search transactions
Create internal transfers between accounts
Manage recipients for external transfers
Download account statements
Access treasury account information

---

Prerequisites

Sign up for a Mercury business bank account at https://mercury.com
Go to Settings > Developers > API Tokens
Create a new API token with appropriate permissions

Set environment variable:

```bash

export MERCURY_API_TOKEN="your-api-token"

```

> Important: When using $VAR in a command that pipes to another command, wrap the command containing $VAR in bash -c '...'. Due to a Claude Code bug, environment variables are silently cleared when pipes are used directly.

> ```bash

> bash -c 'curl -s "https://api.example.com" --header "Authorization: Bearer $API_KEY"'

> ```

---

Accounts

List All Accounts

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/accounts" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

Get Account by ID

Replace with the actual account ID:

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/account/" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

Get Account Cards

Replace with the actual account ID:

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/account//cards" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

---

Transactions

List Account Transactions

Replace with the actual account ID:

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/account//transactions" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

List Transactions with Filters

Filter by date range, status, or limit. Replace with the actual account ID:

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/account//transactions?limit=50&start=2024-01-01&end=2024-12-31" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

Get Transaction by ID

Replace and with the actual IDs:

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/account//transaction/" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

---

Transfers

Create Internal Transfer

Transfer funds between your Mercury accounts.

Write to /tmp/mercury_request.json:

```json

{

"toAccountId": "target-account-id",

"amount": 100.00,

"note": "Internal transfer"

}

```

Then run. Replace with the actual account ID:

```bash

bash -c 'curl -s -X POST "https://api.mercury.com/api/v1/account//internal-transfer" --header "Authorization: Bearer $MERCURY_API_TOKEN" --header "Content-Type: application/json" -d @/tmp/mercury_request.json'

```

Send Money Request

Initiate a money transfer request.

Write to /tmp/mercury_request.json:

```json

{

"recipientId": "recipient-id",

"amount": 100.00,

"paymentMethod": "ach",

"idempotencyKey": "unique-key-123"

}

```

Then run. Replace with the actual account ID:

```bash

bash -c 'curl -s -X POST "https://api.mercury.com/api/v1/account//send-money" --header "Authorization: Bearer $MERCURY_API_TOKEN" --header "Content-Type: application/json" -d @/tmp/mercury_request.json'

```

Get Send Money Request Status

Replace with the actual request ID:

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/request-send-money/" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

---

Recipients

List All Recipients

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/recipients" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

Get Recipient by ID

Replace with the actual recipient ID:

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/recipient/" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

Create Recipient

Write to /tmp/mercury_request.json:

```json

{

"name": "Vendor Name",

"emails": ["vendor@example.com"],

"paymentMethod": "ach",

"electronicRoutingInfo": {

"accountNumber": "123456789",

"routingNumber": "021000021",

"bankName": "Example Bank",

"electronicAccountType": "businessChecking"

}

```

Then run:

```bash

bash -c 'curl -s -X POST "https://api.mercury.com/api/v1/recipients" --header "Authorization: Bearer $MERCURY_API_TOKEN" --header "Content-Type: application/json" -d @/tmp/mercury_request.json'

```

---

Statements

List Account Statements

Replace with the actual account ID:

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/account//statements" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

Download Statement PDF

Replace and with the actual IDs:

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/account//statement//pdf" --header "Authorization: Bearer $MERCURY_API_TOKEN"' > statement.pdf

```

---

Organization

Get Organization Info

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/organization" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

---

Treasury

List Treasury Accounts

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/treasury" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

Get Treasury Account by ID

Replace with the actual treasury ID:

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/treasury/" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

List Treasury Transactions

Replace with the actual treasury ID:

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/treasury//transactions" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

---

Users

List Users

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/users" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

---

Credit

List Credit Accounts

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/credit" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

---

Accounts Receivable

List Customers

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/accounts-receivable/customers" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

Create Customer

Write to /tmp/mercury_request.json:

```json

{

"name": "Customer Name",

"email": "customer@example.com"

}

```

Then run:

```bash

bash -c 'curl -s -X POST "https://api.mercury.com/api/v1/accounts-receivable/customers" --header "Authorization: Bearer $MERCURY_API_TOKEN" --header "Content-Type: application/json" -d @/tmp/mercury_request.json'

```

List Invoices

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/accounts-receivable/invoices" --header "Authorization: Bearer $MERCURY_API_TOKEN"'

```

Create Invoice

Write to /tmp/mercury_request.json:

```json

{

"customerId": "customer-id",

"lineItems": [{"description": "Service", "amount": 500.00}],

"dueDate": "2024-12-31"

}

```

Then run:

```bash

bash -c 'curl -s -X POST "https://api.mercury.com/api/v1/accounts-receivable/invoices" --header "Authorization: Bearer $MERCURY_API_TOKEN" --header "Content-Type: application/json" -d @/tmp/mercury_request.json'

```

Download Invoice PDF

Replace with the actual invoice ID:

```bash

bash -c 'curl -s "https://api.mercury.com/api/v1/accounts-receivable/invoice//pdf" --header "Authorization: Bearer $MERCURY_API_TOKEN"' > invoice.pdf

```

---

Guidelines

Rate Limits: Mercury may enforce rate limits; implement appropriate backoff strategies for high-volume operations
Idempotency: Use idempotencyKey for transfer operations to prevent duplicate transactions
Security: Never expose API tokens in logs or client-side code
Amounts: All monetary amounts are typically in USD and represented as decimal numbers
Pagination: For large result sets, use limit and offset parameters where supported

---

API Reference

Documentation: https://docs.mercury.com/reference/getaccount
Dashboard: https://dashboard.mercury.com

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